Fraud Prevention

Wire & ACH Fraud

ACH transaction and wire transfer security is critical. The best defense against potential fraud is to implement a strong information security program. Protecting yourself and your business from the negative impacts of fraud should be a top priority as the risks continue to grow.

Identity Theft

Identity theft is the most prevalent type of fraud. This crime occurs when someone gains access to your personal information and uses it to open new accounts, conduct transactions in your name or completes fraudulent purchases. Not only can there be significant financial losses for the victim, but the activity can also damage credit. Thieves can not only obtain personal information using online resources, but can also use offline methods such as dumpster diving, stealing wallets or even stealing or rerouting your mail. 

Elder Abuse Fraud

Financial or material exploitation can often involve the mistreatment or exploitation of property, possessions or assets of adults without consent under false pretense, or through coercion and/or manipulation. Financial exploitation is a fast growing form of abuse of seniors and adults with disabilities. 

To report suspected Elder Abuse:

Massachusetts Resident: Elder Services of Merrimack Valley (800)-922-2275

New Hampshire Resident: Adult Protective Services (603)-271-7014

ATM & Debit Card Fraud

ATM fraud is on the rise and criminals have become very clever at finding ways to access funds. Consumers need to pay careful attention to their bank statements to protect your accounts. Methods used to gain access to your accounts include phishing scams, unsolicited emails, the breaching of retailer computer systems, and card skimming devices places on ATM machines and gas pumps. 

For more information or assistance with Fraud Prevention:

  • Learn more about trending fraud topics and sign up to receive your own Fraud Alerts:
  • Scam Alerts: Stay a step ahead with the latest info and practical tips from the nation's consumer protection agency: