In changing times, you can count on our stability. 

 

To our customers and neighbors, 

 

These days, many people are asking the same question: Is my bank financially stable?  While the factors behind the current credit situation are complex, one thing is crystal clear: 

 

The Provident Bank is on solid ground, just as it has been since 1828. 

 

As a leading community bank with a long and solid history,   

The Provident Bank is as financially strong, well capitalized and carefully managed as ever.  

 

One reason for this has been our unwavering commitment to prudent lending standards. We have never written “sub-prime” mortgages or other marginal lending vehicles. Instead, we have focused on applying the highest standards of quality in our lending 

practices – benefiting The Provident Bank and its customers. 

 

Also remember that all deposits at The Provident Bank are insured in full, with no limit. In addition to FDIC insurance, deposits at The Provident Bank are covered by the Depositors Insurance Fund (DIF), a private, industry-sponsored insurance fund. No bank offers more deposit insurance coverage, a fact that gives our customers unsurpassed peace of mind.  

 

As a locally owned and managed institution, we take seriously our commitment to serving Amesbury, Newburyport, Seabrook, Portsmouth, and surrounding communities. Rest assured we will be here working to fulfill that commitment for many years to come.   

 

Thank you for your continued trust in The Provident Bank. 

 

Warm regards, 

 

Charlie Cullen 

President & CEO 

The Provident Bank